New BOC Family Card 7% Dinning Rebate



Looks like its time to take out the BOC Family Card from our cupboards. Effective from 17th April 2016 onward, the amount of cash rebates you earn from this card will be revised for the better. For the full terms and condition you can click here.

You can either opt to change to the new card(picture above) or use your old existing BOC Family Card. The terms will be the same just that the new card will have an inbuild ATU Nets Flashpay function. The new card is not free though, you will need to pay $20 for it.

You will get the usual 0.5% cash rebate if you spend less than $500 for each billing cycle(for all retail purchase). The good part is that you will get 7% cash rebate(not including the 0.5% base thanks to a notification from one of my readers) on dinning for all Singapore and overseas transactions made at all restaurants, cafes and fast food restaurants excluding all food and beverage spend within hotels and wedding banquet held in hotels. The rebate per billing cycle is capped $100. You can spend between $500- $1333 on dinning to get the 7% rebate.

Besides that, you will also get 5% rebate for all supermarket and hospital bill spending. Do note though that for hospital bill, you will need to pay over the counter and not online. I don't really need another supermarket rebate card as I am currently getting a much better rebate percentage(will do another post on this).

Another good addition is the 5% cash rebate on Nets FlashPay ATU. The rebate is awarded for up to four top ups per card account per billing cycle. Do note however there is a total ATU fee of 50 cts for each ATU transaction. A $50 top up will incur a 1% fee which means effectively, you will be getting a 4% net rebate from ATU.

There is also a 1% Telecommunication rebate which is not as good as just paying online and getting the 7% straight from SCB Singpost card.

All in all, I think this new revised BOC Family Card has just killed OCBC 365, CIMB Signature and other existing dining rebate card, mainly because of the 7% rebate and their non stringent terms and condition. Do note you can spend $100 on dinning, $100 on hospital bill, $300 on supermarket and get 7% for your dinning and 5% for both your hospital and supermarket bills.

I will be using this card for dinning from 17th of April onward.

14 comments :

  1. Hi can you provide the link to this? The BOC website doesn't seem to report this promotion

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    Replies
    1. Hi, I have attached a link in the first paragraph of the post.

      Delete
  2. Hi the max cash rebate is 100 per billing cycle which means that the max cash rebate is 100 every 3 months? That's quite little

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    Replies
    1. One billing cycle is one month period. Which means one month you can spend min $500 or max $1333.33 to get the 7.5% rebate.

      Delete
  3. I believe that the effective rebate for dining should be 7% instead of 7.5%? You either earn (a) Base Cash Rebate, or (b) Family Cash Rebate. Another more telling indicator that the mentioned Family Cash Rebates are not in addition of the Base Cash Rebate 0.5%, is under (b)(vii) 0.5% cash rebate on all other retail purchases.

    ReplyDelete
    Replies
    1. Hi Linus, thanks for the correction!

      Delete
  4. Hi, can I ask, so it means that as long as I spend $500 on anything, I will get 7% dining and 5% supermarket rebate?

    ReplyDelete
    Replies
    1. hi, yes. But it will be more efficient if you spending the $500 purely on dinning to get the 7%. You can also spend $500 on MRT ATU topup, Dinning, Hospital bills, supermarket etc to get the individual rebate.

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  6. Hello ,
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  7. Is retail purchase at guardian entitled to 5% rebate?

    ReplyDelete
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